my98 Terms & Conditions

These terms and conditions (referred to below as "Terms") apply to all games, football betting, deposits and withdrawals, bonuses, and other services on the my98 platform. By registering an account and continuing to use my98 services, you confirm that you have read and understood these Terms and agree to be bound by them.

my98 may update these Terms at any time with prior notice. If you continue to use the service after updates have been posted, you will be considered to have accepted the revised Terms.

2.1 Age Requirement

my98 services are intended for adults aged 21 and above. Players must provide their age accurately. If an account is opened with false information, it may be suspended.

2.2 One Account Per Person

Each player may register only one account at my98. If duplicate accounts are found under the same person, bonuses will be cancelled and financial losses may occur.

2.3 Accurate Information

When registering, players must provide their real name and personal details accurately. my98 may request supporting documents to verify a player's identity.

2.4 Account Security

Your login password must be kept private and must not be shared with any third party. If you notice any unauthorised access to your account, contact my98 immediately without delay.

3.1 Deposit Methods

Available deposit methods at my98 are KBZPay, Wave Money, and AYA Pay. You must provide the correct account number and name when depositing. Deposits from third-party payment accounts are not permitted.

3.2 Minimum Deposit

The minimum deposit per transaction is 5,000 Ks. Deposits below this amount may be reviewed and returned.

3.3 Withdrawals

The minimum withdrawal amount is 20,000 Ks and processing may take 30 minutes to 3 hours. Withdrawals will only be sent to the payment method the player used or registered — transfers to third-party accounts are not allowed.

3.4 Financial Verification

Deposits and withdrawals may be reviewed by my98's verification team. If any irregular financial activity is found, my98 has the right to restrict those funds.

4.1 Welcome Bonus

New players at my98 can receive a 150% welcome bonus on their first deposit, up to a maximum of 500,000 Ks. For example — deposit 20,000 Ks and get a 30,000 Ks bonus, giving you a balance of 50,000 Ks. That 30,000 Ks bonus must be wagered 20 times before withdrawal — meaning you need to play through 30,000 Ks × 20 = 600,000 Ks.

4.2 Bonus Wagering Requirement

Bonus funds can only be withdrawn after completing a wager of bonus amount × 20. A player who receives a 500,000 Ks bonus must play through 500,000 Ks × 20 = 10,000,000 Ks before withdrawing, and this must be completed within the set timeframe.

4.3 Bonus Cancellation

my98 reserves the right to cancel bonuses in the following situations—

• The player is found to be a personal player of an affiliate site
• Claiming bonuses from more than one account
• Bonus abuse detected through play patterns that exceed set limits
• Fraudulent or inaccurate information provided in financial transactions

4.4 Promotion Terms

Promotions offered by my98 may have their own specific terms added at the time of announcement, and these apply together with these general terms and conditions.

5.1 Game History

Players can check their game history on the my98 site. my98's server records are the final reference for any game-related disputes.

5.2 Technical Issues

If a game is interrupted due to a network or server issue, my98 will determine the outcome based on what was recorded on the server at the point the game ended. The decision will be based solely on the last recorded entry.

5.3 Legal Compliance

Players who play at my98 accept responsibility for ensuring their activity complies with the laws of their local area. If illegal gaming activity is found, my98 may suspend the account.

5.4 Unfair Play

The following actions are strictly prohibited—

• Intentionally exploiting software bugs or glitches
• Placing bets on both sides to guarantee winnings from bonuses (bonus arbitrage)
• Using multiple accounts to abuse bonuses
• Coordinating with other players to secure guaranteed wins

If any of these are found, winnings from such play will be voided and the account may be closed.

my98's VIP program has 5 levels: Bronze, Silver, Gold, Platinum, and Diamond. Players move up levels as they play and can receive the following weekly cashback based on their level—

• Bronze — up to 0.2% weekly cashback
• Silver — up to 0.3% weekly cashback
• Gold — up to 0.5% weekly cashback
• Platinum — up to 0.6% weekly cashback
• Diamond — up to 0.8% weekly cashback

Cashback will be handled in line with my98's policy and must follow the main VIP terms. my98 may change VIP offers and rewards with prior notice.

my98 protects players' personal information in accordance with the Privacy Policy and stores it securely with SSL encryption. Players' personal data will not be sold to third parties or data brokers — it will only be used for verification and service improvement purposes.

For full details on personal data, please read the Privacy Policy.

my98 may temporarily restrict or permanently close a player's account for the following reasons—

• When it is found that the player is under 21 years of age
• When it can be proven that registration was done with false information
• When suspicious activity related to money laundering or fraudulent financial transactions is detected
• When unfair play or bonus abuse is detected
• When the player themselves requests it (self-protection restriction)

Even if an account is closed, any non-bonus balance — the amount the player deposited themselves — that remains can be returned after an initial review. Bonus funds and any winnings derived from them are not subject to a refund obligation under the restriction.

Because my98's services are provided "as-is", my98 takes no responsibility for the following—

• Delays in accessing games due to the player's network issues
• Losses resulting from third-party access to the player's account that the player did not report
• Delays or faults from third-party payment service providers
• Not receiving a bonus due to the player not meeting the welcome terms

Players using my98's services acknowledge that they may lose money while playing, and confirm that they are playing by their own decision.

If any issue arises for a player regarding the service, they must contact us through my98's 24-hour Live Chat or by email at [email protected], and the support team will first attempt to resolve the matter.

If it cannot be resolved, it will be escalated to my98's dispute resolution department, and my98's decision will be considered final.

my98 stands behind gambling as a form of entertainment only. If problems related to gambling addiction arise, players can read the Responsible Gaming page and request self-protection restrictions.

Tools supported by my98 include betting limits, temporary account suspension, and self-exclusion forms for players who recognise irregular gambling behaviour.

my98 reserves the right to amend these terms at any time. Players will be notified of major changes via an announcement on the service, and if a player continues to use the service within 7 days after the change, they will be considered to have accepted the change.

Amendments may take effect immediately in cases such as legal changes or server regulation updates, which occur from time to time.